As a business grows it is likely to become reliant on key individuals. In the unfortunate event of the death or long term ill health of these individuals, the impact on your business can be significant leading to disrupted cash flow, additional costs in terms of recruiting replacement staff and ultimately a reduction in profitability.
Working with you we can help identify such key people, assess the potential impact of the death or long term ill health of them and arrange appropriate protection against this, ensuring a specified cash lump sum is available to the business to aid cash flow and meet specific unplanned costs.