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On the way home from work the other day I passed my local fish & chip shop, nothing unusual about that you might think, however the difference was it was closed. 6pm on a Friday night and it was shut. Closed for re-decorating, the sign in the window said.
My mind started to wander, thinking about all the people whose regular Friday night routine had been turned upside down, forced to go elsewhere or even go hungry. This simple observation makes you realise how you take things for granted and the value you put on peace of mind.
This question has never been more relevant than it is at present, with the current mortgage debate –‘To fix or not to fix, that is the question’. With interest rates being as low as they are and lenders offering competitive longer term deals, has there been a better time to fix your mortgage payments?
Here are a few things to consider when looking at your mortgage options:
So don’t take your mortgage for granted, it’s probably your most significant outlay on a monthly basis. Getting the right deal can make a big difference.
Steve Hardaker, Property Finance Consultant
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