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Asset Finance

Purchasing new equipment is an essential part of business growth. Asset finance allows a business to spread the cost of Capital Expenditure to avoid having to outlay significant amounts of cash upfront to purchase assets.

Asset finance lenders will take a charge over the specific asset being purchased whether this is plant and machinery, vehicles or “soft” assets such as IT equipment.

Dependent on the type of asset and the preference of the business, there are varying ways of financing assets including;

  • Hire purchase
  • Operational lease
  • Finance lease

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