Financial advice should be used to add value to your overall circumstances. Whether you’re thinking of an early retirement set in the South of France, with warm weather and an endless supply of good wine, or want to take a step back in your own business, an adviser can help you with a financial plan to ensure a comfortable future and could mean the difference between retiring at 60 or 70!
The cost-of-living crisis caused many individuals and their families to review and prioritise their outgoings, which may also have led to them thinking whether it is a good idea to remain in a workplace pension. Here, we challenge some of the reasons people might give when choosing to stop their pension contributions.
For context, this is my 20th year working as a financial planner, the last 12 and half of them spent here in the team at Armstrong Watson. In my opinion, the current and planned changes in legislation are the most seismic and impactful of my working life.
David Firth has taken up his new role at the firm’s Leeds office and brings a wealth of knowledge and expertise, having worked in the financial services industry for more than 30 years - 25 of which have been dedicated to providing financial advice.
After many years of low interest rates, savings rates have made a significant comeback over the last few years. But how do changing interest rates impact savings and what does this mean for high cash balances?
This age represents a significant juncture in pension legislation that affects several aspects of your retirement planning, including how your pension is managed and the tax implications associated with it.
By implementing measures such as key person insurance, shareholder agreements, and relevant life policies, you can secure your law firm’s operations, protect stakeholders, and maintain business stability and growth.