Stephen has moved to Armstrong Watson from Sedulo Funding Solutions where he held the role of Senior Funding Manager.
Stephen has extensive experience within the finance industry across the Yorkshire region, working with SMEs to provide the most suitable funding strategies and providing guidance on the raft of lending options available.
'I am busier than ever but my cash flow is worse then ever’ ‘I know I need to borrow to fund the growth of my business but where do I start?’ ‘I am not sure what type of borrowing would best suit the funding I am looking for?’
Cash flow of any business is its heart beat - without sufficient cash it cannot grow or maybe even survive.
The obvious way to fund any business is through its own retained profits. This will involve no interest payments and means that if an asset is being acquired it is owned from day one. But, is using its own cash the best way for a business to trade or grow?