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By Ed Connell

9th October 2025

Survey insights reflect high insolvency rates in construction industry

The construction sector experienced the highest number of insolvencies of any industry, according to the latest statistics from The Insolvency Service. The data, published in September, shows that in the 12 months to July 2025, there were 3,973 insolvencies in the construction industry, accounting for 17%.

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By Ed Connell

18th September 2025

6 key factors causing financial distress in construction companies

Financial distress in the construction industry is a growing concern, with many companies facing mounting pressures that threaten their stability and long-term viability. Without robust financial strategies and operational resilience, even well-established companies can quickly find themselves in trouble.

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By Ed Connell

28th August 2025

How can recruitment agencies overcome challenges?  

Many recruitment agencies are facing huge challenges and, according to government statistics, 181 recruitment businesses entered liquidation in the six months to August 2025. But what can recruitment agencies do to improve their resilience? 

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By Ann Probert

14th August 2025

RNIB improvements: Are there lessons here for your charity?

The Royal National Institute of Blind People (RNIB) has faced a raft of challenges that have tested its resilience. It has had to rebuild trust and make bold steps to recover from multiple failings found by the Charity Commission to ensure it could continue its work. The charity’s journey from crisis to recovery, offers a valuable insight and lessons other charities can learn from.  

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By Lindsey Cooper

2nd August 2025

Navigating and mitigating the financial risks for leaders of smaller UK law firms

Cash flow problems, financial difficulties, and business exit strategies are significant concerns for leaders of smaller law firms. Understanding the risks and knowing your options can help mitigate personal liability and ensure the best outcome for your firm, clients, and career.

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By Ann Probert

19th June 2025

Private schools in financial difficulties - Governors’ responsibilities

The financial challenges facing independent schools are significant, and every situation is unique. The best course of action for school governors to take will vary depending on the specific circumstances of each school.

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By Daryl Warwick

10th June 2025

10 warning signs of a company in financial distress

There are a number of warning signs that indicate a company is in financial distress and swift action is required to improve operational and financial performance.

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By Lindsey Cooper

22nd May 2025

Overdrawn directors’ loan accounts – what are the risks when a company becomes insolvent?

An overdrawn director's loan account becomes a company asset that must be repaid by the director personally. What can directors do to avoid the risks associated with this? 

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By Lindsey Cooper

18th March 2025

What is an HMRC Time to Pay Arrangement and when might you need one?

For some businesses, a formal Time to Pay Arrangement (TTP) with HMRC may afford them some valuable breathing space and enable them to get back on an even keel by rescheduling their PAYE or VAT debts over a period of time.

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By Ed Connell

26th February 2025

The risks of overtrading and how to avoid them

Overtrading occurs when a company expands its sales volume but does not have adequate resources or infrastructure to support such growth, posing risks to the business. How can these risks be avoided? 

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