There are many different types of pension that you might come across, but the majority typically fall into one of these; Defined Contribution (DC), or Defined Benefit (DB). It’s worth understanding the basics of how these work, as it will have an impact on the options available to you, as well as how you plan to access your retirement benefits when you are ready to retire.
Armstrong Watson is delighted to announce that Penrith-based Senior Financial Planning Manager, Justin Rourke, has been promoted to Financial Planning Director - Head of Advice.
Being frank about your finances is important in any relationship. But cohabiting couples in particular, who do not have the same legal protections as those who are married or in civil partnerships, need to know where they stand should one of them die or the relationship break down.
If you thought inheritance tax was now simply for extremely wealthy people to worry about, think again. Rising property prices have meant more estates than ever are likely to face an inheritance tax bill.
Many people might speculate about the value of independent financial advice, and while the advice everyone receives will be different and dependent on their individual circumstances, it will always be one thing - in their very best interest.