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By Simon Mayoh

28th May 2022

Only 25% of retirees are ‘very confident’ they have enough funds to finance retirement – are you?

Passing on your wealth - A recent survey from investment manager Abrdn has provided a snapshot of people who have or plan to retire in 2022. Whatever stage you are at in your retirement planning, the research offers an interesting insight.

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By David Porter

27th May 2022

With inflation rising, should you rethink investment returns?

From January 2000 to the start of 2022, inflation averaged 2.3%. It has now (May 2022) jumped to 9% in the 12 months to April, up from 7% in March the highest for 40 years. That means that if you were born after the early 1980’s, you have not experienced the sort of economic environment we are now experiencing.

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By Armstrong Watson

26th May 2022

Xero User News - Free software for Armstrong Watson Clients worth £588 a year!

Fluidly helps small businesses forecast and understand short-term cash flow.  It integrates with Xero and its intelligent credit control helps identify, prioritise and chase late paying customers...

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By Elaine Wilcox

26th May 2022

5 Tips for Business Survival in Times of Uncertainty

The backdrop of uncertainty is causing real problems for businesses in all sectors, no matter how large or small. The companies that will flourish are the ones that keep a keen eye on their performance on a day-to-day basis. Here are 5 key ways to aid the survival of your business in this environment of constant change.

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plan-b-important

By Hayley Towlson

9th May 2022

Having a Plan B could now be even more important!

Many people accessed the financial support from The Government through furlough, temporary changes to Statutory Sick Pay or bounce back loans and financing, however, with this safety net removed, a substantial number are now faced with rebuilding savings and making repayments to borrowings, all coming at a time of huge rising living costs.

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electric car charging

By Michelle Malone

6th May 2022

New car market declines and outlook for 2022 is downgraded as supply issues continue

UK new car registrations fell by -15.8% to 119,167 units in April, according to the latest figures from the Society of Motor Manufacturers and Traders (SMMT), with global supply chain shortages, and most significantly the continued lack of availability of semiconductors continuing to constrain the delivery of new vehicles.

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R&D tax savings

By Becky Bowness

5th May 2022

Don’t miss out on R&D tax savings

Research & Development (R&D) tax relief is one of the most generous corporate tax reliefs offered by the UK Government, but many businesses miss out as they wrongly believe they are not eligible to apply.

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Farmer business changes

By David Threlkeld

5th May 2022

More changes to National Insurance

There have been several announcements on changes to National Insurance (NIC’s) rules and rates over the last year or so. It is easy to lose track of these, here we review the changes and how they impact on individuals and businesses.

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Sales and tax data

By Morag Miller

4th May 2022

Tax Changes afoot for Unincorporated Entities: Change in the Basis Period

The changes may result in significant tax balances through the transitional period, so it pays to plan ahead and be prepared for the change. To ‘fail to plan’ is to ‘plan to fail’!

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By Jim Lockhart

3rd May 2022

Scottish Business Confidence - Activity is increasing, but confidence falling

The ICAEW recently published its Business Confidence Monitor (BCM): Scotland for Q1 2022, and the Royal Bank of Scotland (RBS) also released its PMI report for March 2022, both of which highlight that although Scottish Business activity and output is increasing, confidence is falling.

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